Bridge Loans: Fast & Flexible Capital
Bridge the Gap in Your Real Estate Investments with Waterman Capital
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*Serving real estate investors nationwide with urgent capital needs.
Service Snapshot: Bridge Loan Solutions
| Feature | Details for Investors |
|---|---|
| Primary Use Cases | Acquisition before Sale, Refinance Gaps, Construction Phase Funding, Quick Equity Access |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for urgent transitions) |
| Loan-to-Value (LTV) | Up to 75% LTV (based on current market value) |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Investment Properties, Land |
Why Investors Choose Waterman Capital for Bridge Loans
Real estate investors often face timing challenges that traditional financing can't solve. Whether you need to acquire a new property before selling an existing one, or require immediate capital to keep a project on track, a bridge loan provides the crucial short-term funding to prevent missed opportunities.
Waterman Capital offers a strategic advantage for your transitional financing needs:
- Speed & Efficiency: Our streamlined application and underwriting process ensures rapid funding, allowing you to seize new opportunities or resolve urgent capital needs without delay, often within 3-10 business days.
- Flexible Solutions: We specialize in tailoring bridge loans to unique situations, including financing the purchase of a new investment property while your current one is on the market, bridging funding gaps in construction projects, or providing quick capital for urgent equity take-outs.
- Strategic Advantage: Avoid contingent offers and leverage short-term market opportunities that demand immediate capital. Our bridge loans provide the confidence and financial agility to move your projects forward seamlessly.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when should I use one?
A bridge loan is a short-term loan used to "bridge" a financial gap, providing immediate capital while awaiting a longer-term financing solution or the sale of another asset. It's ideal for situations like purchasing a new investment property before your current one sells, covering immediate construction costs, or quickly accessing equity for another time-sensitive opportunity.
How quickly can I get a bridge loan from Waterman Capital?
We understand the urgency often associated with bridge financing. For qualified projects, we can often fund bridge loans in as little as 3-5 business days, with most loans closing within 7-10 business days. Our efficient process is designed to ensure you don't miss out on critical real estate opportunities.
What types of property and situations qualify for a bridge loan?
We provide bridge loans for a wide range of investment property types, including single-family homes, multi-unit residential, commercial properties, and land. Common qualifying situations include non-contingent property acquisitions, avoiding foreclosures, construction loan payouts, or providing temporary capital while waiting for a traditional refinance or property sale.
Do you require a traditional appraisal for bridge loans?
To expedite the funding process crucial for bridge loans, we often utilize alternative valuation methods such as Broker's Price Opinions (BPOs), internal valuations based on recent comparable sales, or Automated Valuation Models (AVMs), rather than waiting for a full, traditional appraisal. This helps us close faster and get you the capital you need when you need it.
Ready to bridge your next real estate gap?
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