Bridge Loans
Seamless Transitions & Fast Capital for Real Estate Investors
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*Ideal for property acquisitions, refinancing, rehab completion, and avoiding market delays.
Service Snapshot: Bridge Loan Highlights
| Feature | Details for Your Bridge Funding |
|---|---|
| Primary Use Cases | Property Acquisition, Refinance, Rehab Completion, Commercial Transitions, Gap Funding |
| Typical Funding Time | 5-15 Business Days (as fast as 3 for qualified projects) |
| Loan-to-Value (LTV) | Up to 70-75% LTV (based on current value or ARV) |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Investment Properties, Land (case-by-case) |
Why Choose Waterman Capital for Your Bridge Loan
In the fast-paced world of real estate, opportunities can arise and disappear quickly. A bridge loan from Waterman Capital provides the essential, short-term financial solution to connect two transactions or provide temporary liquidity, ensuring your projects never stall.
Waterman Capital offers a strategic advantage for bridge financing:
- Speed & Efficiency: Our streamlined process allows for rapid approval and funding, crucial for securing new properties, completing ongoing projects, or closing a sale before long-term financing is secured.
- Flexible Terms: We specialize in tailored bridge loans for unique investment strategies. Whether you're bridging the sale of one property to buy another, need funds for a quick rehab, or require capital while waiting for traditional financing to clear, we adapt to your specific needs.
- Strategic Gap Funding: Our bridge loans are designed to provide capital exactly when and where you need it most, ensuring smooth transitions between investments and preventing lost opportunities due to timing gaps.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when should I use one?
A bridge loan is a type of short-term, asset-backed financing designed to "bridge" a financial gap, providing immediate capital while waiting for a longer-term financing solution or property sale. It's ideal when you need to quickly acquire a new property before selling an existing one, for time-sensitive rehab projects, or to cover expenses while awaiting permanent financing.
How fast can I get funded for a bridge loan?
Speed is a primary advantage of bridge loans. For qualified projects, Waterman Capital can often fund loans in as little as 3-5 business days, with most bridge loans closing within 7-15 business days. This rapid turnaround is essential for critical transitions and seizing market opportunities.
What types of properties qualify for bridge financing?
We lend on a wide range of investment property types for bridge loans, including single-family homes, multi-unit residential (2-4 units), apartment buildings, commercial properties (retail, office), and sometimes even land acquisition. Our focus is on the asset's value and the project's profitability, not just the borrower's credit history.
Do bridge loans require an appraisal?
To expedite the process, we often utilize BPOs (Broker's Price Opinions) or conduct our own internal valuations based on recent comparable sales and market expertise, rather than waiting for a full, traditional appraisal. This helps us close faster, which is often a key requirement for bridge loan scenarios.
Ready to Bridge Your Next Real Estate Opportunity?
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