Bridge Loans: Fast Short-Term Real Estate Financing
Bridge the Gap to Your Next Investment with Quick & Flexible Capital
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*Ideal for real estate investors needing immediate funds for purchase, refinance, or construction completion.
Bridge Loan Service Snapshot
| Feature | Details for Bridge Financing |
|---|---|
| Primary Use Cases | Bridge to Sale, Bridge to Refinance, Quick Acquisition, Completing Construction |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for qualified projects) |
| Loan-to-Value (LTV) | Up to 70-75% (based on current market value or ARV) |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Land (with approved plans) |
| Loan Term Length | Typically 6-24 Months (flexible extensions available) |
Why Choose Waterman Capital for Your Bridge Loan?
In the fast-paced world of real estate investment, opportunities often demand immediate action. A bridge loan from Waterman Capital provides the necessary short-term financing to seize these moments, allowing you to "bridge the gap" between current projects or financial needs and your long-term strategy.
Waterman Capital offers a strategic advantage for bridge financing:
- Unmatched Speed: Our streamlined process ensures rapid underwriting and funding, often closing within 3-10 business days. This speed is critical for securing time-sensitive deals or avoiding penalties.
- Flexible Solutions: We understand that every deal is unique. Our bridge loans are designed with flexible terms to accommodate various exit strategies, whether you're selling another property, securing long-term financing, or completing a construction project.
- Diverse Use Cases: From acquiring a property quickly before conventional financing is in place, to completing renovations on an existing asset, or even using equity from one property to purchase another – our bridge loans adapt to your needs.
- Asset-Based Lending: We focus on the property's value and the project's viability, not just the borrower's credit score, making capital accessible even when traditional lenders would hesitate.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when should I use one?
A bridge loan is a type of short-term financing used to "bridge" a gap between two transactions. It's ideal for real estate investors who need quick capital to purchase a new property before selling an existing one, to close on a time-sensitive deal, to finish construction, or to acquire a property while waiting for long-term financing to be approved.
How fast can I get a bridge loan funded?
We specialize in speed and efficiency. For qualified bridge loan projects, we can often fund in as little as 3-5 business days, with most loans closing within 7-10 business days. This rapid turnaround is essential for investors who need to act quickly on market opportunities.
What types of properties qualify for bridge loans?
We lend on a wide range of investment property types for bridge financing, including single-family homes, multi-unit residential (2-4 units), apartment buildings, commercial properties (retail, office), and even land for new construction where there's a clear development plan. Our focus is on the asset's value and the viability of your exit strategy.
What are common exit strategies for a bridge loan?
Common exit strategies include the sale of the property being bridged, refinancing into a conventional long-term loan (e.g., after a rehab project), or the sale of another asset that provides the capital to pay off the bridge loan. We work with you to ensure a clear and viable exit strategy is in place before funding.
Ready to bridge the gap to your next successful investment?
Get pre-qualified or apply now for a fast and flexible bridge loan.
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