Bridge Loans
Seamlessly Bridge Financial Gaps for Your Real Estate Investments
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*Connecting investors with flexible, short-term financing nationwide.
Bridge Loan Snapshot
| Feature | Details for Bridge Loans |
|---|---|
| Primary Use Cases | Buy Before Sell, Commercial Property Acquisition, Temporary Capital, Project Stabilization |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for qualified projects) |
| Loan-to-Value (LTV) | Up to 70% of As-Is Value |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Land (case-by-case) |
Why Investors Choose Waterman Capital for Bridge Loans
The real estate market moves fast, and opportunities often demand immediate action. Bridge loans provide the crucial short-term capital to seize these opportunities, bridging the gap between current assets and future financing.
Waterman Capital offers a strategic advantage for bridge financing:
- Speed & Agility: Our streamlined process allows for rapid funding, often within days, ensuring you don't miss out on time-sensitive deals or critical transitions.
- Flexibility for Complex Scenarios: Whether you're acquiring a new property before selling an existing one, financing a commercial project, or needing capital for a quick rehab, our bridge loans are structured to meet diverse needs.
- Tailored Solutions: We understand that every investment scenario is unique. We work with you to craft loan terms that align with your specific exit strategy and project timeline.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and how does it work?
A bridge loan is a short-term, asset-backed loan designed to "bridge" a financial gap between two transactions. For real estate investors, it often allows you to purchase a new property before the sale of an existing one closes, or to quickly acquire an asset while securing long-term financing or completing a value-add renovation.
When should an investor consider using a bridge loan?
Bridge loans are ideal in several scenarios: when you need to quickly acquire a property but your existing property hasn't sold yet, for fast-closing commercial acquisitions, to provide working capital for a property undergoing renovation before it qualifies for traditional financing, or to prevent foreclosure by refinancing quickly.
How quickly can Waterman Capital fund a bridge loan?
We specialize in speed and efficiency. For qualified projects, we can often fund bridge loans in as little as 3-5 business days, with most loans closing within 7-10 business days. This rapid turnaround is crucial for leveraging market opportunities and meeting tight deadlines.
What types of properties qualify for a bridge loan?
We lend on a wide range of property types for bridge financing, including single-family homes, multi-unit residential (2-4 units), apartment buildings, commercial properties (retail, office, industrial), and sometimes even land, depending on the project. Our focus is on the asset's value and the viability of the exit strategy.
Ready to bridge your next real estate opportunity?
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