Real Estate Bridge Loans
Seamless Short-Term Financing for Your Next Investment
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*Connecting your investments with flexible, short-term capital nationwide.
Bridge Loan Service Snapshot
| Feature | Details for Bridge Loan Investors |
|---|---|
| Primary Loan Types | Acquisition Bridge, Refinance Bridge, Gap Funding, Property Transition |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for urgent needs) |
| Loan-to-Value (LTV) | Up to 75% of Current Market Value |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Mixed-Use, Land (with development plan) |
Why Investors Choose Waterman Capital for Bridge Loans
Bridge loans are essential for real estate investors facing time-sensitive opportunities or needing to bridge a financial gap between transactions. Traditional financing often moves too slowly, causing investors to miss out on valuable deals or face penalties.
Waterman Capital offers a strategic advantage for your bridge financing needs:
- Speed & Agility: Our streamlined process ensures quick approvals and funding, often within 3-10 business days. This speed is critical for capitalizing on distressed assets, making quick acquisitions, or avoiding foreclosure.
- Flexible Solutions: We understand that every investment scenario is unique. Our bridge loans are tailored to various situations, whether you're transitioning between properties, awaiting permanent financing, or need immediate capital for a value-add project.
- Clear Exit Strategies: While bridge loans are short-term, we focus on the viability of your project and a clear exit plan (e.g., sale, refinance, stabilization) to ensure a smooth transition to your next phase.
- Asset-Based Lending: Our decisions are primarily based on the property's value and the project's potential, offering greater accessibility for investors who might not qualify for conventional bank loans.
Frequently Asked Questions about Bridge Loans
What is a real estate bridge loan?
A bridge loan is a type of short-term financing used to "bridge" the gap between the sale of one property and the purchase of another, or while waiting for long-term financing to be secured. It provides quick access to capital, allowing investors to move swiftly on opportunities without being delayed by traditional lending processes.
When should I use a bridge loan for my investment?
Bridge loans are ideal for several scenarios: making a quick cash offer on a property, acquiring a distressed asset that needs immediate capital, refinancing a maturing loan, purchasing a new property before your current one sells, or funding a renovation while awaiting permanent financing (like a construction loan or conventional mortgage).
What types of properties qualify for a bridge loan?
Waterman Capital offers bridge loans for a wide range of property types, including single-family homes, multi-unit residential properties, apartment complexes, commercial buildings (retail, office, industrial), and land with an approved development plan. The key is the asset's value and your viable exit strategy.
How fast can I get a bridge loan from Waterman Capital?
Speed is one of the primary advantages of our bridge loans. For qualified projects, we can often fund loans in as little as 3-5 business days, with most loans closing within 7-10 business days. Our efficient underwriting and closing process is designed to help you seize time-sensitive opportunities quickly.
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