Bridge Loans
Fast & Flexible Capital to Bridge Your Real Estate Gaps
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*Serving real estate investors nationwide with rapid bridge loan solutions.
Service Snapshot: Bridge Loans
| Feature | Details for Bridge Loan Borrowers |
|---|---|
| Primary Purpose | Temporary financing for property acquisition, refinance, or transition periods |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for qualified projects) |
| Loan-to-Value (LTV) | Up to 75% ARV (After Repair Value) or As-Is Value |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Land Acquisition, Investment Properties |
Why Choose Waterman Capital for Your Bridge Loan?
Bridge loans are essential for real estate investors who need to act quickly, bridge a financing gap, or secure a property while awaiting long-term financing or a property sale. Traditional lenders often fail to provide the speed and flexibility required for these time-sensitive scenarios.
Waterman Capital offers a strategic advantage for your bridge financing needs:
- Speed & Efficiency: Our streamlined application and underwriting process ensures you can secure capital quickly, often within 3-10 business days. This is crucial for bridging gaps, making competitive offers, or avoiding missed opportunities.
- Flexible Terms: We specialize in tailored bridge loans for unique investment strategies. Whether you're buying a new property before selling an old one, needing capital for a quick rehab, or requiring short-term funding for commercial ventures, we provide solutions traditional banks can't.
- Strategic Lending Expertise: With deep experience in real estate financing, we understand the nuances of various bridge loan scenarios. We focus on the asset's value and your exit strategy, providing clear, transparent terms to help you achieve your goals.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when is it typically used?
A bridge loan is a short-term, asset-backed loan designed to "bridge" a financing gap. It's ideal for situations like acquiring a new property before selling an existing one, financing a quick renovation project, or securing a commercial property while permanent financing is being arranged. It provides rapid capital for a temporary period.
How fast can I get funded with a bridge loan?
Speed is a primary benefit of bridge loans. For qualified projects, Waterman Capital can often fund loans in as little as 3-5 business days, with most loans closing within 7-10 business days. This quick turnaround is vital for capitalizing on time-sensitive investment opportunities or avoiding delays.
What types of properties qualify for a bridge loan?
We lend on a wide range of property types, including single-family homes, multi-unit residential (2-4 units), apartment buildings, commercial properties (retail, office), and even land. Our focus is on the property's value, the borrower's equity, and a clear exit strategy for the bridge financing.
What is an "exit strategy" for a bridge loan?
An exit strategy is your plan for repaying the bridge loan. Common exit strategies include selling the property (e.g., after a renovation or to facilitate a new purchase), refinancing into a traditional long-term loan, or selling another asset. We require a clear and viable exit strategy to ensure a smooth transition for our borrowers.
Ready to bridge your financing gap?
Get pre-qualified or apply now for a fast and flexible bridge loan.
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