Alabama DSCR Loans

DSCR Loans in Alabama

Throughout Alabama, real estate investors leverage DSCR loans to build diverse rental portfolios spanning urban centers, suburban communities, and developing markets. As experienced DSCR lenders, Watermen Capital delivers specialized income property financing across Alabama for both residential investments (1-4 units) and small multifamily properties (5-8 units). Our Alabama wide DSCR financing evaluates each property's capacity to generate sufficient rental income to service debt obligations, allowing investors to qualify based on asset performance rather than personal income. This approach enables strategic portfolio expansion across various Alabama markets, creating opportunities for investors to diversify holdings while maximizing leverage through DSCR loans tailored to regional rental economics.

Our Alabama Rates

• Single Family Homes, Condominiums and Multifamily Apartments
• Loan Amount - $75,000 to $2,500,000+ per property
• Interest Rates - Starting at 6.5%
• Interest Only or Fully Amortizing Loans
• Loan Term - 30 Years (3, 5, 7, 10 Years Available)
• Loan Advance - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

Watermen Capital offers DSCR loans with regionally calibrated underwriting standards designed specifically for income property investors throughout Alabama. Our DSCR financing programs support both acquisition and refinancing of 1-4 unit residential rentals and 5-8 unit multifamily buildings across diverse market environments, from urban cores to suburban neighborhoods and rural communities. Whether maintaining established properties or implementing value enhancement strategies to increase rental income, we provide reliable DSCR loans structured around the economic realities of each regional market. Partner with Watermen Capital, your dedicated DSCR lender for rental property investments throughout Alabama, delivering the specialized financing expertise necessary for building sustainable wealth through strategically diversified real estate portfolios.