Iowa Hard Money Loans

Hard Money Loans in Iowa

Iowa real estate investors gain significant competitive advantages through hard money loans, which deliver essential funding speed in markets ranging from bustling urban centers to emerging rural communities. While conventional lenders throughout Iowa typically emphasize strict personal financial requirements, hard money lenders like Watermen Capital implement a more comprehensive assessment approach by examining both the property's investment merits and realistic exit strategies. This practical hard money financing methodology enables swifter deal completion across Iowa, allowing investors to capitalize on time-sensitive opportunities that might otherwise be lost during lengthy traditional approval processes.


Our Iowa Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $10,000,000 per property
  • Interest Rates - Starting at 8.5%
  • Interest Only Payments
  • Loan Term - 12 to 24 Months, Prepayable
  • Loan Advance - Up to 90% of Purchase Costs, Up to 100% of Rehab Budget

As an established hard money lender with expertise across all Iowa markets, Watermen Capital offers investors customized loan solutions that address the unique challenges and opportunities found throughout the state. Our hard money loans feature simplified processing and expedited funding that make property investment across Iowa's varied landscapes more accessible and potentially more profitable. Whether your investment approach involves distressed property renovation in urban cores, rental property acquisition in suburban communities, new construction in expanding regions, or income focused properties in established markets throughout Iowa, our hard money financing delivers the responsiveness and adaptability essential for success in today's dynamic real estate environment.

Get a No-Obligation Hard Money Loans Quote


Fix and Flip Profit Analyzer

Analyze your Estimated ROI on your next Fixer-Upper! Analyze

Rental Yield Analyzer

Analyze your Estimated Annualized ROI on your next Rental Property! Analyze

Refinance Analyzer

Analyze the Cash-out on Your Next Refinance! Analyze

Call Us Today: (949) 785-5150

Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.