DSCR Portfolio Loan Programs

What type of loan quote are you interested in?

Our DSCR Portfolio Loan Program

We offer fixed rate loans to qualified investors on one to four unit portfolio properties with corporate entity borrowers or individuals.

Portfolio Loan Program Details

  • Acquisition, Rate and Term Refinance, and Cash Out Refinance Loans
  • Non-Owner Occupied, Rent Ready Properties
  • Corporate Entity Borrowers (LLCs, corporations, LPs, etc.) or Individuals
  • Single Family Homes, Condominiums, 2-4 Unit Multifamily
  • Loan Amount - $100,000 to $10,000,000
  • Interest Rates - Starting at 6.5%
  • Loan Term - 30 Years (3, 5, 7, 10 Years Available)
  • Amortization - 30 Years or Interest Only
  • Interest Only Available: Up to 10 Years
  • Variable Prepayment Options
  • First Lien Position
  • Loan Advance - 80% of Purchase Costs (Purchase Price + Closing Costs)
  • Loan to Value - 80% of As Is Value for Acquisitions, 80% for Refinance
  • Select Non-Recourse Options Available
  • Complex Ownership Structures Considered
  • Minimum Credit Score - 660
  • Loans Sized Using LTV, LTC, and DSCR to Meet Your Needs

Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.

Call Us Today: (949) 785-5150