Mississippi Hard Money Loans

Hard Money Loans in Mississippi

Hard money loans have become indispensable for active real estate investors throughout Mississippi who require immediate capital without facing the bureaucratic hurdles common with traditional financial institutions. By collaborating with reputable hard money lenders like Watermen Capital, Mississippi property investors can utilize their real estate holdings as collateral to rapidly secure funding across various market conditions. This hard money financing approach delivers particular value in Mississippi's competitive property landscape, where quick closings often determine whether investors can secure promising opportunities in high-potential neighborhoods and developing regions throughout the state.


Our Mississippi Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $10,000,000 per property
  • Interest Rates - Starting at 8.5%
  • Interest Only Payments
  • Loan Term - 12 to 24 Months, Prepayable
  • Loan Advance - Up to 90% of Purchase Costs, Up to 100% of Rehab Budget

Throughout Mississippi, Watermen Capital provides customized hard money loans crafted specifically for investors operating across diverse regional markets. Our hard money financing includes both short duration bridge loans for quick turnaround projects and longer-term DSCR loans for income producing properties, all backed by a team with extensive Mississippi real estate knowledge. Whether you're pursuing property rehabilitation in historic districts, rental conversions in growing communities, ground up construction in developing areas, or buy and hold investments in established neighborhoods across Mississippi, our efficient hard money lending procedures support investors who understand that Mississippi's most valuable real estate opportunities require both speed and flexibility.

Get a No-Obligation Hard Money Loans Quote


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Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.