Kentucky Hard Money Loans

Hard Money Loans in Kentucky

Hard money loans have become indispensable for active real estate investors throughout Kentucky who require immediate capital without facing the bureaucratic hurdles common with traditional financial institutions. By collaborating with reputable hard money lenders like Watermen Capital, Kentucky property investors can utilize their real estate holdings as collateral to rapidly secure funding across various market conditions. This hard money financing approach delivers particular value in Kentucky's competitive property landscape, where quick closings often determine whether investors can secure promising opportunities in high-potential neighborhoods and developing regions throughout the state.


Our Kentucky Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $10,000,000 per property
  • Interest Rates - Starting at 8.5%
  • Interest Only Payments
  • Loan Term - 12 to 24 Months, Prepayable
  • Loan Advance - Up to 90% of Purchase Costs, Up to 100% of Rehab Budget

Successfully investing across Kentucky's diverse real estate markets requires a hard money lender who understands regional differences while providing dependable funding solutions. Watermen Capital specializes in hard money loans supporting multiple investment strategies throughout Kentucky, from metropolitan redevelopment projects to neighborhood revitalization and emerging market opportunities. Our hard money financing solutions help investors throughout Kentucky avoid the inflexible requirements of traditional banking channels, with user friendly analysis tools and streamlined approval systems allowing you to secure project funding across Kentucky considerably faster than through conventional lenders, regardless of which regional market within Kentucky presents your next investment opportunity.

Get a No-Obligation Hard Money Loans Quote


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Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.